Terms described in this section apply to any person accessing our website.

In these Terms of Use (“Terms”), “Kaizen”, "we" and "us" refers to Kaizen.Finance.

We own and operate the website Kaizen.Finance ("the website") which acts as a front-end to the decentralized Kaizen Finance platform. These Terms apply to you as a user of the website and Kaizen.Finance front-end, including all the products, services, tools, and information made available on the website.

The Terms described in this document apply to any person accessing the website. By using this website, users agree to be bound by these Terms, and if they don’t want to follow the Terms, they should not access this website. By using the website in any capacity, users agree that they have read and understood these Terms.

Certain areas and services of our website may record and collect aggregated and anonymous information about our users. You can find more data about how we will process such data in our Privacy Policy.


We do not and can not guarantee that this website will be secure or free from bugs, viruses, or attacks from malicious third parties.

Users are responsible for configuring their devices, software, and platforms to access the website. We can’t promise that the website's use, or use of any content taken from Kaizen.Finance will not infringe the rights of any third party.

The content and materials available on the website are for informational purposes only and are not intended to address any particular requirements. The content and materials available on the website do not constitute any form of advice or recommendation by us. It should never be regarded as an offer, invitation, or recommendation to buy or sell investments or securities. It is not intended to be used or relied upon to make any specific investment or other financial decisions.

We strongly recommend that all our users seek expert-level and independent advice from financial advisory before making any such decisions. Kaizen.Finance does not provide investment or financial advice or consulting services to users of the Services.

Intellectual Rights

We are the sole owners of all intellectual property rights on this website and all the material published here. Copyright laws protect all materials and possible blog posts, and all such rights are reserved.

Kaizen.Finance is the uniform resource locator (‘URL’) of Kaizen. users are not allowed to make use of this URL (or any other URL that belongs to Kaizen) on another website or digital platform without our prior written consent. Users agree not to use, copy, or otherwise exploit our web pages without our prior consent and approval. Any unauthorized use, reproduction, and violation of intellectual rights will be prosecuted.

Users will retain ownership of all copyright in data they upload or submit to this website.

Additional Information About Kaizen.Finance

If any clauses or parts of these Terms of Use are found to be invalid, void, or unenforceable, then such claims will be removed from these Terms of Use, leaving the remaining parts in full legal force and effect, provided that the revised clauses did not alter the fundamental nature of these Terms.

These Terms and all the additional documents referred here are designed to set out the entire agreement between users and Kaizen about the use of this website.

Concerning all people and legal entities, regardless of whether they have obtained or used this website for personal, commercial, or other purposes, all disputes, controversies, or claims must be brought in the parties’ capacity.

This waiver applies to class arbitration and may not consolidate more than one person’s claims.

We may perform any of the obligations we have set and may exercise any of the granted rights to us under these Terms through a third-party.

Website Terms of Use

As part of the website, Kaizen.Finance provides direct access to a DeFi (decentralized finance) application (“Application”) based on the Ethereum blockchain, which allows lenders and borrowers of Ethereum assets (“Cryptocurrency assets”) to perform transactions using smart contracts (“Smart Contracts”).

Using Kaizen.Finance may require users to pay a fee, such as gas charges on the Ethereum network to perform a transaction. Users acknowledge and agree that Kaizen.Finance has no control over any transactions, the method of payments, or any other financial operation.

Access to the website is provided on an “as is” and “as available” basis only. We do not and can not guarantee that this website or any of its content will always be available. Depending on circumstances, the access can be interrupted, suspended, or restricted. This includes any possible faults, errors, or because we are carrying out scheduled website maintenance.

Kaizen reserves the right to limit the website's availability to any person, jurisdiction, or geographic area. We may disable or suspend access to the website for users that did not follow our Terms of Use. We may remove any content from the website at any time. We inform users that some of the content posted on this website may be considered outdated at any given time. We are not obligated to update it.

We do not and can not guarantee that the website, or any part of it, will be free from errors, bugs, or omissions. We will not be liable for any possible loss users may suffer due to the use of our website or it being unavailable at any given time, for any possible reason.

Users agree to comply with all applicable domestic and international laws applicable to the use of this website.

Conditions of Using Kaizen.Finance

As a condition to use and access the Kaizen.Finance website, users agree to:

  1. Only use the Services and the website for lawful purposes under these Terms;

  2. Make sure that all provided information is current, complete, and accurate;

  3. Maintain security and confidentiality of access to cryptocurrency wallets;

As a condition to use and access the Kaizen.Finance website and its Services, users agree not to:

  1. Violate any applicable laws, including anti-money laundering and anti-terrorist financing laws, or any relevant privacy and data collection laws;

  2. Export, or transfer, directly or indirectly, any Kaizen technology or Service feature;

  3. Misappropriate or exploit any smart contract, intellectual property, or other third-party rights while using the website;

  4. Use Kaizen.Finance website in any manner that could interfere with, disrupt, negatively affect, or inhibit other users from fully enjoying the website or the Kaizen.Finance Protocol, or that could damage, disable, overburden, or impair the functioning of the website;

  5. Attempt to bypass any content filtering techniques or security measures put in place by Kaizen on the website, or attempt to gain unauthorized access to the website;

  6. Employ any robot, crawler, scraper, or other automated means or interface not provided by us, to access the website to exfiltrate any data;

  7. Use any malware, virus, worm, backdoor, shutdown mechanism, or other harmful material into the website.

Risks When Using Kaizen.Finance

Users acknowledge that their use of the website may contain the following risks:

  1. Any smart contracts use interact with are entirely their responsibility and liability;

  2. There may be a delay in user access to cryptocurrency assets, which may result in assets diminishing in their value, or users being unable to execute smart contracts.

  3. Kaizen.Finance may be suspended or terminated for any or no reason, which may limit users' ability to manage their cryptocurrency assets.

  4. Users agree to waive and release Kaizen from any liability, claims, causes of legal action, or any damages arising from their use of the website, the Service, or the Smart Contracts.

  5. Users understand and agree that the website may contain hyperlinks or references to third party websites. We have no control over any third-party websites, and we accept no legal responsibility for any content, material or information in them. Use of other websites may only be governed by the terms and conditions of the corresponding third-party site.

Terms of Use May Change

Users are advised to check this document from time to time to familiarise themselves with any Terms changes.

Kaizen.Finance reserves the right and ability to make changes to our Terms of Use. Changes are binding on users of the website and would take effect immediately after being posted.

Users agree to be bound by any changes, modifications, edits, or variations to our Terms of Use. Kaizen.Finance will indicate on the website of the changes to these Terms.

We will provide users with sufficient notice of any such changes. This also applies to our Privacy Policy. If we revise and modify this document, we will update the "Effective Date" section.

Should you have any questions about our Terms of Use, or if you would like to contact us, please send us an email at support@kaizen.finance.

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